BAD-FAITH INSURANCE CASES WE ACCEPT
We handle all types of bad faith insurance claims, including claims involving commercial insurance policies, life insurance policies, and claims for property damage to commercial buildings and residential buildings caused by:
TEXAS INSURANCE CLAIM LAWS
The Unfair Methods of Competition and Unfair or Deceptive Acts or Practices Act is a Texas law intended to protect policyholders. The Act prohibits insurance companies from:
The Act allows policyholders to recover their damages and attorneys’ fees. If the insurance company acted knowingly, policyholders can recover three times their actual damages.
THE INSURANCE CLAIM PROCESS
Although the claim process can vary depending on the specific policy and type of claim, it typically starts with the policyholder notifying the insurance company of a loss covered by the policy. Next, the insurance company will investigate the claim. If the claim is for property damage, for example, an insurance company adjuster will evaluate the damage and determine the cost of repairs. If the estimate is fair and the policyholder accepts it, the insurance company will issue payment. If the insurance company denies the claim, offers an unfair estimate, or needlessly delays resolution of the claim, the policyholder should seek legal advice.