After a car crash, you should contact a lawyer to protect your rights, preserve potential evidence, and determine whether you have a legal claim for your injury. Be wary of giving statements to insurers before speaking with a lawyer. Lawyers have a duty to act in their client’s best interest. An insurance company has no such duty. Instead an insurance company seeks to resolve a claim for as little money as possible. Insurance companies know that they have a greater chance of resolving a claim for less money if they speak to an unrepresented injured person.
We know how insurers think because we have significant experience defending companies and automobile insurers in car accident cases.Using this insider knowledge helps us to develop case strategies that will maximize your recovery. For example, preparing a case for trial from day one helps ensure you receive a full recovery. Although many cases eventually settle, the settlement value of your claim will be higher if you are prepared for trial and willing to go the distance.
Depending on the circumstances, you could be entitled to punitive damages, which are money damages intended to punish the defendant and deter similar accidents.
After a car crash, you should stay at the scene, check yourself and others for injuries, and call 911 to report the accident and request an ambulance if someone is injured. Exchange information with the other driver, including his or her contact and insurance information. If possible, also get contact information for any witnesses to the accident and take photos of the accident scene. Be sure to immediately seek all necessary medical care, including going to the emergency room if necessary.
Although Texas law requires all drivers to carry liability insurance, some drivers fail to do so. If you are hit by a driver without insurance, you may have uninsured or underinsured coverage on your own insurance, which may cover your injuries. Uninsured coverage applies when a driver does not have any insurance coverage. Underinsured coverage applies when a driver has insurance, but it is not enough to cover your damages. We are experienced at bringing a claim for your uninsured or underinsured coverage.